Wednesday 6 April 2016

ACCURATE FULFILLMENT OF THE PROPHECY OF THE RELEASE OF KENYA’S DEPUTY PRESIDENT WILLIAM RUTO FROM THE JAWS OF I.C.C. ALSO ACCURATE FULFILLMENT OF THE PROPHECY OF A FINANCIAL CRISIS HITTING A LISTED LOCAL BANK IN KENYA, AS THE NATIONAL BANK OF KENYA HIT BY "SURPRISE" HEAVY LOSSES AND A HISTORICAL REDUCTION IN ITS SHARE PRICE AND A MANAGEMENT & A CREDIT CRISIS:

The Prophecy (Vision) that The LORD revealed to me and I posted and shared across on 23rd December 2015, about the setting free of Kenya’s Deputy President William Ruto from International Criminal Court (I.C.C) has been accurately fulfilled on 5th April 2016.

While posting the prophecy of The LORD back then on 23rd December 2015, I titled it as follows: '“Vision Where I Saw Written: “Ruto Released”'.

I also stated as follows when posting and sharing across the Prophecy of The LORD: ‘“In another vision of The LORD on 8th October 2015, I found myself watching a Television set. On the television screen was written as follows: “RUTO RELEASED”. Later on in the vision of The LORD, I saw what looked like a “celebration” of sort by the handlers of Ruto and even Ruto himself.”’

So this is the Breaking News in Kenya on 5th April 2016, with the Television Channels stopping their normal broadcasting and News channels also reporting as follows: ‘“The Deputy President William Ruto and journalist Joshua arap Sang have been set free by the International Criminal Court.”’

Also the Prophecy that The LORD God Almighty, The LORD Jesus Christ and The Holy Spirit revealed to me on 5th January 2016 about a distress coming to a Listed Local Bank in the nation of Kenya has been accurately fulfilled in late March 2016.

This follows a financial, a fiscal and an economic distress that has hit the National Bank of Kenya. It started when the Bank’s Managing Director and 5 other top managers were sent on compulsory leave. A few days later, the Bank reported what has been reported as a “Surprising” loss of 1.2 Billion Kenya Shillings in the Financial Period ending 31st December 2015, which was reported in late 31st March 2016. This has then been followed by a scrutiny of the banks financial statement, which has showed a very massive write off of non-performing Loans, but has also yielded what appears to be unethical and unprocedural lending of very massive amount of loans to “unqualified Clients”; credit-wise. The Bank, which is listed in Nairobi Stock Exchange, had its share price reduced by a percentage never seen before in the last 11 years. This has become a very hot news item in the nation of Kenya, just as The Prophecy of The LORD stated back then on 5th January 2016, as The National Bank of Kenya was presumed to be doing very well, and was actually presumed to be on its way to a historical high level of Profitability and Performance. Remember, The LORD already took me through the Books of Accounts of a Listed Local Bank in the nation of Kenya in that Prophecy of The LORD on 5th January 2015, and I found out that a “Shocking” and a “Surprising” Loss was coming to a Listed Local Bank in Kenya.

While posting and sharing across the prophecy of The LORD, way back on 5th January 2016, I stated as follows: ‘“In the morning of 5th January 2016, at about 5:40 AM (East African Time), The LORD God Almighty, The LORD Jesus Christ and The Holy Spirit spoke to me through a vision (supernatural Dream) of The LORD. In this vision of The LORD, The LORD spoke to me about events soon to happen in the nation of Kenya. So I saw a Bank in Kenya suffer a shocking financial and a fiscal loss in its value by a very significant percentage. So I saw one of the top and longstanding established Kenyan Local Bank that loses its value (Share pricing). It looks like a listed bank in the Kenyan Stock Market. In this vision, I actually even saw this Bank’s Financial statement (The Balance Sheet and The Income Statement) reflecting the tremendous “slashing” of the value of the bank; from the top-line to the bottom-line.”’

I also stated as follows while posting and sharing across the Prophecy of The LORD: ‘“I then saw this becomes a national news and discussion; I even saw students of Financial Management and Accountancy analyzing the Bank as a case study.”’

Furthermore, I also stated as follows when posting and sharing across the prophecy of The LORD, way back on 5th January 2016: ‘“The First message that was imparted in my heart from this communication of The LORD is that a very tremendous distress is coming to the nation of Kenya in the form of a Financial and an Economic Crisis; particularly in the Banking Sector, where one of the leading Banks (looks like a Local Bank) in Kenya suffers a shocking and a surprising very significant loss in its value.”’

SHALOM!!!

NOTE: More Financial and Economic Crisis is coming to the nation of Kenya, including in other segments of the Banking Sector and the Financial Sector at large; including even more Banks.

While I posting and sharing across the Prophecy of The LORD on 5th January 2016, I titled it as follows: “Prophecy of A Financial and an Economic Crisis Coming to The Nation of Kenya, Leading to A Distress In The Banking Sector And Even The Stock Market”

THE NEWS HIGHLIGHTS FROM THE REPORTAGE OF THIS ACCURATELY FULFILLED PROPHECY OF THE LORD ABOUT A FINANCIAL CRISIS HITTING A LISTED LOCAL BANK IN KENYA:

(a)- ‘“A sacco received Sh893 million just a few hours after it opened an account at National Bank of Kenya (NBK). An oil company was advanced Sh236 million after holding an account at the bank for just one month. An individual received Sh38 million barely two months after opening his account at NBK. Aside from these funds being advanced in haste in clear violation of banking regulations, these customers (who we cannot name for legal reasons) had no time to build a track record, raising the risk of their defaulting on repayments. These and more shocking details have been revealed in a dossier put together by a group of the bank’s employees, mostly from the risk and credit departments. The insider document adds that 95 per cent of mortgage loans were approved without site visits being conducted by bank officials, contrary to the lender’s credit policy on business and mortgage products.”’

(b)- ‘“The employees found that the bank has several accounts that were opened purely for the purposes of borrowing, and were thereafter abandoned, making recovery of the cash nearly impossible. The document shows NBK has in excess of Sh5 billion of such toxic loans in its books, money that was advanced to newly registered companies and a few well-connected, high net worth individuals. The dossier is understood to have been prepared to be shared with a team of investigators who are combing through the bank’s books.”’

(c )- ‘“Last week, the bank announced its biggest loss in eight years of Sh1.2 billion. It blamed this on a 62 per cent jump in non-performing loans — cash advanced that it does not expect to get back. The results raised eyebrows for two reasons. First, the listed lender had issued a profit warning just a day before it reported its financials. Second, the bank reversed in just three months what it had earlier termed its best performance in 48 years — a Sh2.25 billion profit in the nine months to September 2015.”’

(d)- ‘“So what happened between October and December? The insider document gives insight into why the bank made a hasty retreat in the last three months of its financial year to make heavy provisions for bad debt. It had become clear it was staring at a serious default risk. Employees analysed loans of Sh10 million and above, and warned that if the entire loan book were scrutinised, the amounts involved would be much higher than Sh5 billion.”’

(e )- ‘“RISKY BILLIONS Insiders at the bank say these loans, which are now the subject of an investigation, and a poor verification process are behind the current troubles threatening to sink the lender. In this first instalment on the intrigues at NBK, Business Beat can reveal that some accounts opened specifically for purposes of borrowing have since been abandoned, exposing workers and taxpayers to heavy losses from defaults. The Treasury and National Social Security Fund (NSSF) own 70.6 per cent of the bank.”’

(f)- ‘“Some loans were disbursed against properties offered as security that had outstanding rates without requesting clearance certificates prior to loan disbursements,” the document adds. In addition, some mortgage facilities were appraised and approved without valuation of the properties offered as security. This also raised the risk of loss in cases where the said properties turn out to be of a lower value than the loan approved.”’

(g)- ‘“On Tuesday last week, the banking sector was thrown into yet another moment of truth with the announcement that National Bank chief executive Munir Sheikh Ahmed and five top managers had been sent home for creative accounting.”’

(h)- ‘“What was immensely surprising was the number of people sent home and later the announcement that the bank had in just three months moved from after-tax profit position of Sh2.25 billion to a loss of Sh1.2 billion.”’

(i)- ‘“The National Bank of Kenya (NBK) has reported a staggering full-year loss of Sh1.2 billion, results that not only reverse the after-tax profit of Sh870.7 million it made in 2014 but also go down as it worst performance in recent history.”’

(j)- ‘“National Bank of Kenya Ltd. said it swung to a full-year loss after setting aside significantly more money for bad loans, one day after sending its chief executive officer on compulsory leave. Kenya’s 10th largest bank by market value posted a 1.2 billion shillings ($11.8 million) loss in the 12 months through December after increasing its loan loss provision to 3.72 billion shillings from 525 million shillings a year earlier. “Increasing provisions is a prudent practice in accounting,” acting CEO Wilfred Musau said in an e-mailed statement. “We have further put elaborate structures in place to manage the recovery of this position.” National Bank, which hasn’t made a loss since 2001, said its non-performing loans increased to 9.96 billion shillings from 7.05 billion shillings a year earlier.”’

(k)- ‘“ National Bank which released its 2015 earnings at midnight on Wednesday, closed at the lowest level since May 2005. It slumped by 9.27% to close at 11.75 and traded 3,100 shares.”’

THE LINK TO THE NEWS CHANNELS REPORTAGE OF THIS ACCURATELY FULFILLED PROPHECY OF THE LORD ABOUT A FINANCIAL CRISIS HITTING A LISTED LOCAL BANK IN KENYA:

1-Daily Nation

Headline: How blind ambition sunk National Bank


2-East African Standard

Headline: Inside National Bank: The Sh 5 billion in toxic loans that threaten to sink listed lender


3-Bloomberg

Headline: National Bank of Kenya Swings to Full-Year Loss on Provisions


4-East African Standard

Headline: National Bank of Kenya reports Sh1.2 billion pretax loss in 2015


5-The Star

Headline: National Bank tumbles to 11-year low


6-The Star

Headline: Bad loans cut NBK profits, threaten investors' payout


7-Daily Nation

Headline: From a Sh3.3bn profit to a loss of Sh1.2bn, what happened at NBK?


8-Daily Nation (On William Ruto Release)

Headline: ICC terminates case against DP Ruto and journalist Sang


PREPARE THE WAY FOR THE COMING OF THE LORD JESUS CHRIST IN ABSOLUTE REPENTANCE, RIGHTEOUSNESS, HOLINESS, TRUTH AND COMPLETE SURRENDER TO THE LORD JESUS CHRIST (YESHUA/YAHUSHUA HA MASHIACH). TIME IS ABSOLUTELY OVER; THE MESSIAH JESUS CHRIST IS IMMINENTLY COMING TO PICK HIS BRIDE!!!

REPENTANCE PRAYER:

Precious Jesus,

I acknowledge today that you are LORD and Savior of all mankind,

and today I have recognized my shortfall,

I Repent and turn away from all Sin.

Please cover me with your Precious Blood,

and establish your Word in my life,

that I may be found in Righteousness and Holiness

and write my name in your Book of Life

and baptize me with the power of the Holy Spirit

in the mighty name of Jesus Christ.

AMEN.


Your Brother in Christ and a Shepherd of The LORD,




Kevin Mirasi

1-The Book:  The Divine Holy Oracles of The LORD:


2-Visions of The Mark of The Beast:


3-Compilations of The Prophecies Fulfilled and The Not Yet Fulfilled: 

(a)-The 200 Prophecies of The LORD


(b)-The Fulfilled Prophecies of The LORD:

(i): PART C


(ii): PART B


(iii): PART C


(c)The Not Yet Fulfilled Prophecies of The LORD:


4-E-mail address: mirasikevo@yahoo.com

5-TwitterLink: https://twitter.com/KevinMirasi  (@KevinMirasi) 


7- The 89 Pure and Very Powerful Teachings, Messages and Divine Oracles of The LORD


8- Prophecies of a Mega Historical Earthquake Coming to California, USA:


9-The Prophecies of The Nation of Kenya


10-A Reminder to The United States of America










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